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防止乱花钱的9个方法

[职场英语]      来源:

One source of unhappiness for people is feeling out of control of their spending – and this is a problem that's far more widespread now than it was a year ago. Feeling reGREt about having bought something is a very unpleasant sort of unhappiness.

乱花钱会让人不快乐——这个问题比一年前波及面更广了。买了东西又后悔让人感到非常不愉快。

Being an under-buyer, as opposed to an over-buyer, I don't generally have much trouble avoiding overspending. I have more trouble prodding myself to make the effort to buy things I actually need.

身为一个“少买”而不是“多买”的人,我很容易制止自己乱花钱。我的问题在于如何说服自己去买该买的东西。

Nevertheless, even with my under-buying ways, I sometimes come home with something I didn't really need to buy. Stores use extremely clever strategies to winkle customers into making purchases. Here are some strategies to make sure you don't make purchases you reGREt:

然而,即便像我这种“少买”的人,有时还是会买回一些不需要的。商店采用极其聪明的手段引诱顾客购买。下面这些方法能让你买了东西不至于后悔:

1. Be wary of the check-out areas. There are lots of enticing little items here; ask yourself if you really need something before you add it to your pile. How many times have I picked up a jar of Balmex?

留心收银台区,那里有许多诱人的小商品。在把它扔进购物车之前,问一问自己是不是确实需要这件东西。有多少次我拿起了一罐Balmex尿片?

2. Get in and get out. The more time you spend in a store, the more you're likely to buy. Even better: don't even go in the store. Then you definitely won't buy.

速战速决。你在商店花的时间越多,买的就越多。最好连去都不要去,这样你就不会买了。

3. Question the need for an upgrade. You might want that device with a slick new function, or to get the improved version of what you have now, but do you really need it?

对“升级”的需要提出质疑。你想买那个有花俏新功能的东西,或者用升级版替换掉你现有的那个,但是,你真的需要吗?

4. Be polite to salespeople, but don't feel like they're your new best friends. Don't buy something because you're worried about hurting their feelings or having made them do a lot of work helping you or explaining products to you. (At the same time, be respectful of clerks' efforts. The other day, I was in Gap Kids, and I saw someone rifle through a pile of beautifully stacked shirts in a way that meant that they'd all have to be re-folded. Was he malicious or oblivious? I couldn't tell.)

对销售人员要礼貌,但别把他们当成你新结识的最要好的朋友。不要因为担心伤害到他们的感情而去购买,也别因为他们的努力帮助或解说就非得买某样东西。(同时,还是要对店员的努力表示尊重。几天前,我在Gap Kids,发现有个人把一堆叠得整整齐齐的衬衫翻得乱七八糟,弄得每件都要重新叠过。他是恶作剧还是不自觉? 我不知道。)

5. Don't shop when you're in a hurry or when you're hungry.

不要在匆忙或饥饿的时候购物

6. Stick to a list. I've found that after I've decided to buy one thing, I'm far more likely to throw in other impulse items, because I know that I'm committed to going through the hassle of paying.

严格遵循购物单。我发现在决定了要买一件东西后,总容易一时冲动买其它商品,因为我知道不管买多少,付款的繁琐都是免不了的。

7. Beware of sale items, which make you feel like you can't afford not to buy, or limited-time offers, which make you feel like you have to take advantage of a special deal. If you don't need or want something, it's not a good deal, not matter how cheap it is. A friend of mine told her husband, "I got this 50% off!" and he answered, “That means it was 50% ON.” Along the same lines…

当心促销品,它们让你感到自己不能不买。也要当心限时优惠,这会让你感到占了便宜。如果你不需要或不想要某样东西,不论价格多么便宜也别买,这不是一笔好买卖。我的一位朋友告诉它的丈夫:“我五折买下的这件东西!”她的丈夫回答:“那说明原来卖贵了一倍。”同理......

8. Don't buy anything that you don't know you need – this is especially important with clothes. If you're not careful, you can buy a pair of pants marked down 75%, then realize that you can't really wear them unless you buy the right shoes to go with them.

不要买自己都不知道是否需要的东西,尤其是衣服。如果你不小心,你可能会买下一条标价2.5折的裤子,随后发现只有再买一双鞋和它搭配,否则根本穿不了。

9. Choose cash or credit card. Some people find it far harder to spend actual physical cash; other people find that paying cash makes a purchase seem trivial, even when the dollar amount is high. Know whether you're more inclined to overspend with cash or credit cards – and leave that payment method at home.

选择用现金或信用卡。有的人购物时,如果是付现金,就觉得不舍得买了;而有的人相反,花现金让他/她感觉买东西只是小事情,不管那东西有多贵。知道是现金还是信用卡更容易让自己乱花钱,然后,将那个付款法收起来。


防止乱花钱的9个方法文章来源头牌英语[职场英语]
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